Search found 54 matches

by StepOne
January 20th, 2017, 12:18 pm
Forum: Brokers and Share Dealing
Topic: New iWeb account fee reduced
Replies: 25
Views: 557

Re: New iWeb account fee reduced

I have a Lloyds bank online account and the layout was changed recently. This has resulted in large fonts and lots of unused space when viewing on my desktop monitor. The iweb screens are currently well-proportioned on my monitor. So it's likely that the same Lloyds/Halifax/iweb IT team will be mak...
by StepOne
January 20th, 2017, 12:17 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Inmarsat (ISAT)
Replies: 4
Views: 226

Re: ISAT

There were some negative broker comments discussed in the FT Alphaville blog on Tuesday. Don't know how much notice we should take of them, but FYI anyway...

https://ftalphaville.ft.com/marketslive/2017-01-18/

About 2/3rds the way down.

StepOne
by StepOne
January 19th, 2017, 1:19 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Pearson Trading Statement
Replies: 77
Views: 1945

Re: Pearson Trading Statement

Pearson was always the smallest market cap in my portfolio (excluding S32), so much so that when I bought it I only bought a half-holding. I would do the same when buying any HYP share with a market cap less than about 10 billion. I just think that the smaller they are, the bigger the hit is going t...
by StepOne
January 18th, 2017, 12:52 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Pearson Trading Statement
Replies: 77
Views: 1945

Re: Pearson Trading Statement

monabri wrote:Is it not worth taking a (SMALL) punt on this as a long term recovery?


Maybe, but not as part of an HYP. I wouldn't buy now until the new dividend level is known, which will be at least a year away as they won't announce net year's final until Feb 2018.

StepOne
by StepOne
January 18th, 2017, 9:43 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Pearson Trading Statement
Replies: 77
Views: 1945

Re: Pearson Trading Statement

They are going to love this on the FT Alphaville blog this morning :D
by StepOne
January 17th, 2017, 3:32 pm
Forum: Trading my way to a million
Topic: The Long Road To ISA Millionaires
Replies: 52
Views: 3850

Re: The Long Road To ISA Millionaires

I for one would love to be a HYPer - Part of my strategy is to gently steer in that direction and I for one would love to have a £1 million valued HYP, unfortunately there is no conceivable way a 10% return is going to get me to that point in an acceptable timespan so higher returns are required an...
by StepOne
January 17th, 2017, 2:53 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: New Hyp
Replies: 33
Views: 1329

Re: New Hyp

Only other comment is that I am a big fan of 'bigger is better' . I would stick to the FTSE 100 for my first few purchases. And any FTSE 250 I would buy double the number of half-size holdings (if that makes sense) - the increased diversification would help offset the smaller size for me.

StepOne
by StepOne
January 17th, 2017, 2:49 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: New Hyp
Replies: 33
Views: 1329

Re: New Hyp

Cobham released a trading statement last week and scrapped their dividend. To be avoided.

StepOne
by StepOne
January 13th, 2017, 9:39 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: South32 - is it now HYP?
Replies: 6
Views: 316

Re: South32 - is it now HYP?

I have some as well. I didn't sell after the de-merger because they were LSE-listed, because I don't like selling if I can help it, and because I took the view that I owned these assets when they were part of BLT, so why not hold them now. When reviewing my portfolio, though, I add BLT and S32 toget...
by StepOne
January 12th, 2017, 5:46 pm
Forum: Trading my way to a million
Topic: £133 or £158k
Replies: 11
Views: 1521

Re: £133 or £158k

If I understand correctly, you are counting the money you invest into your account, as part of your returns? Surely not! That would be a nonsense. I assumed the OP was talking about her investment return and not counting the £300pm transferred into the portfolio as return - that would be disturbing...
by StepOne
January 12th, 2017, 11:45 am
Forum: Pensions - Practical Problems
Topic: State Pension Forecast query
Replies: 14
Views: 345

Re: State Pension Forecast query

Thanks for the replies everyone. At least now I know why they are different and that there is no mistake that I need to chase up. I'd read your calculations before, mc2fool, but it's funny how these things don't really stick in your minds until you have to go through it yourself! I'll not be stoppin...
by StepOne
January 12th, 2017, 10:26 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Sainsbury's 3rd Quarter Trading Statement
Replies: 66
Views: 1398

Re: Sainsbury's 3rd Quarter Trading Statement

In capital terms Sainsburys is only the second worst performer in my HYP (after Centrica). In dividend terms, it's technically second worst again, only beaten by BLT's 74% cut last year. But in 'Annoyance' terms it's miles in front - have cut the dividend by 24% in 2015, cut again by 8% in 2016 and ...
by StepOne
January 11th, 2017, 9:31 pm
Forum: Pensions - Practical Problems
Topic: State Pension Forecast query
Replies: 14
Views: 345

Re: State Pension Forecast query

As Scott says, it's almost certainly due to being contracted out, and that will be reflected in her (and your) COPE (Contracted Out Pension Equivalent). For each of you tell us: ⋅ how much your pension based on your National Insurance record up to 5 April 2016 will be ⋅ what you...
by StepOne
January 11th, 2017, 4:04 pm
Forum: Pensions - Practical Problems
Topic: State Pension Forecast query
Replies: 14
Views: 345

Re: State Pension Forecast query

Thanks M,

I can tell you that my COPE is 12.89 a week and my pension to 5 April 2016 is 148.97 a week. 2 more years required to get me to 155.65.

I can get the figures for my wife tonight.

Thanks
StepOne
by StepOne
January 11th, 2017, 3:37 pm
Forum: Oil & Gas & Energy (Sector & Companies)
Topic: Atlantis
Replies: 13
Views: 508

Re: Atlantis

So Atlantis perks up 15% or so on the announcement of a new 'division' to run 'wet renewables' projects. Anyone want to explain that?

http://www.investegate.co.uk/atlantis-r ... 00098491T/
by StepOne
January 11th, 2017, 1:47 pm
Forum: Pensions - Practical Problems
Topic: State Pension Forecast query
Replies: 14
Views: 345

Re: State Pension Forecast query

Thanks Scott, but I don't think that is the case - she's worked for the nhs, and been in their final salary scheme, the whole time apart from a 2 year sabbatical with vso.
by StepOne
January 11th, 2017, 1:04 pm
Forum: Pensions - Practical Problems
Topic: State Pension Forecast query
Replies: 14
Views: 345

State Pension Forecast query

Hi, I got an online State Pension forecasts last night for myself and my wife. Mine says I can get my state pension in 2035 (age 67), it will be £155 a week and I need 2 more years of NI contributions to reach this maximum. My NI record says I have made 28 years of contributions, so I assume 30 year...
by StepOne
January 10th, 2017, 4:24 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: ap8889's 2016 HYP review
Replies: 2
Views: 150

Re: ap8889's 2016 HYP review

Diversification prevented me from putting it all on black. My first choice share was Rio Tinto. (Would be in Bali now on the proceeds, dammit! Lesson learnt , your best stocks picks come early in the process. Later picks have been less successful, even allowing for amount of time in the market.) No...
by StepOne
January 10th, 2017, 1:12 pm
Forum: Retirement Investing (inc FIRE)
Topic: Planning it out!
Replies: 8
Views: 543

Re: Planning it out!

This looks great monabri. As I approach 50 it's the sort of thing I have been doing now and again in temporary spreadsheets, but I like the look of yours and am excited about the thought of setting up something similar (that's how sad my life is!) I did something very roughly a couple of weeks ago w...
by StepOne
January 9th, 2017, 1:51 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: To Do(M) or not to Do(M) ?
Replies: 8
Views: 423

Re: To Do(M) or not to Do(M) ?

There's no guarantee that dividendata site will always adjust it's figures, or always do it correctly, so it's a good idea to check multiple sites prior to making a decision. Or..... just use 'forecast' dividend figures which are available in a few places, and should always be based on the current n...

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