trikz wrote:
Hi, I had borrowed some money from someone and he placed a charge on my property, fast forward 10 years and I have now paid off the debt.
How do I notify the Land registry and take the charge off?
Welcome to The Lemon Fool.
Does this help?
Please note that the link below is regarding information for England and Wales -
https://www.nationaldebtline.org/fact-sheet-library/charging-orders-ew/There's a section towards the bottom of that link that provides the following information -
Paying off a charging order -If you pay off the amount you owe under the charging order, you can apply to the court for the order to be discharged. The amount you have to pay will include court fees and costs that have been added to the debt. Ask the court for a certificate of satisfaction on your CCJ and include evidence of payment. Creditors will usually inform the Land Registry that the debt has been paid so that the charging order can be removed from your property.
If you have enough equity in your home and you move house, the charging order will usually be paid off as part of the sale process. If you own the property jointly with someone else, but the CCJ is in your sole name, this may not happen automatically. Contact us for advice.A creditor says you have not paid off the charging order -The creditor may say there is interest outstanding on a CCJ. If the creditor disagrees that you have paid the charging order in full, contact us for advice.Please note that the above
NationalDebtLine site has a '
Web Chat' facility during working hours (towards the right of the following link, and available Monday to Friday 9am to 8pm and Saturdays 9.30am to 1pm), that may well help to provide additional information if the above link doesn't answer all of your questions -
https://nationaldebtline.org/contact-us/?utm_source=open&utm_medium=clicks&utm_campaign=webchat_clicks_other#webchatIf you'd prefer to speak to someone in person rather than use a Web Chat facility, then they also have a Freephone telephone number -
0808 808 4000If you need to talk to the Land Registry, then they are available on 0844 892 1111, or via email - customersupport
@landregistry.gov.uk
Cheers,
Itsallaguess