Raptor wrote:
Maybe we are also not as pedantic as TMF and will let the discussion flow to see how it goes.
Raptor
Hopefully so although I'm already detecting some overzealousness sometimes. If it aint broke dont fix it.
Ian.
Thanks to Wasron,jfgw,Rhyd6,eyeball08,Wondergirly, for Donating to support the site
Raptor wrote:
Maybe we are also not as pedantic as TMF and will let the discussion flow to see how it goes.
Raptor
I don't believe there has been anything saying that what's on-topic for this board has changed from what it was on TMF, and so no, you haven't missed any such thing. There have been debates about changing it,
Lootman wrote:Gengulphus wrote:kempiejon wrote:Did I miss the "on topics" for this board? I understand that trading does not count as per the old TMF HYP FAQs and I read the debates for allowed topics on high yield boards on the Lemon but I thought there's not been a conclusion, could someone share a pointer please.
As far as I am aware, the distinction between what's on-topic for this board and for High Yield - Strategies started off as the same as it was on the similarly-named boards on TMF - it really couldn't have been anything else. And no statement has been made changing it, so it's still the same as it was there.
. .what I am saying is merely what I believe the situation currently is. I.e. that basically, I don't believe there has been anything saying that what's on-topic for this board has changed from what it was on TMF, and so no, you haven't missed any such thing.
I see it differently. In the absence of any definitive statement about scope, which may never arrive anyway, I think people have tended to assume what they personally prefer. So you are clearly assuming that, absent any scope statement, the scope of the two boards is the same as TMF. Whereas I have chosen to assume that the scope is now broader, in line with the fact that boards generally have been reduced in number and therefore inevitably increased in scope.
Lootman wrote:There is also no "civil discussion" board on TLF where meta-discussion about a board, like this discussion, can take place. So it takes place here - something not allowed on TMF.
Gengulphus wrote:...hopefully some guidance will be added to the rules in due course about what to do if one disagrees with or needs clarification of a moderator decision
Gengulphus wrote:The reason I assumed that it is currently the same as it was on TMF is that the structure was copied from TMF, it is not reasonable to assume that anyone other than stooz and Clariman as the site owners can change it unilaterally, and so far stooz and Clariman have neither changed it unilaterally nor by seeking a consensus about what it should be.
Gengulphus wrote:And since then, Raptor has confirmed that the moderators are currently basically following the TMF guidelines.
Lootman wrote: Note also that the TMF "investing for Income" board doesn't exist on TLF...
Breelander wrote:Lootman wrote: Note also that the TMF "investing for Income" board doesn't exist on TLF...
Beg to differ, been there since at least Dec. 5th... http://www.lemonfool.co.uk/viewforum.php?f=51
JohnnyCyclops wrote:Running XIRR lifetime over the last five and three-quarter years is 7.97%.
kempiejon wrote:I'm running around 10% since 2004
fisher wrote:From 1987 (when I first started investing) until now IRR is 7.75%
MDW1954 wrote:these boards are not necessarily an exact clone of TMF, and part of the logic behind that is to be more pragmatic about what is on-topic and what isn't. Moderators are unpaid volunteers with limited time (well, I am, anyway) and so Occam's Razor may often be the tool of choice.
For me critical mass is achieved when one projects forward to an end point such as death costs and income, if the investment pool covers all costs with income and capital is not depleted by the end point then it has reached critical mass.
Deev8 wrote:fisher wrote:From 1987 (when I first started investing) until now IRR is 7.75%
Are those investments what you might (perhaps with some qualification) describe as a HYP, or does it include other styles of investment?
Deev8 wrote:JohnnyCyclops wrote:Running XIRR lifetime over the last five and three-quarter years is 7.97%.kempiejon wrote:I'm running around 10% since 2004
For comparison, the annualised return on my HYP started in late 2003 is 8.8%.
Dave
I do think this sort of data is solid gold. Thanks for posting.
MDW1954 wrote:I think we are just waiting for Stooz to implement the agreed changes.
I post this to make those point that these boards are not necessarily an exact clone of TMF, and that part of the logic behind that is to be more pragmatic about what is on-topic and what isn't. ...
MDW1954 wrote:... Moderators are unpaid volunteers with limited time (well, I am, anyway) and so Occam's Razor may often be the tool of choice.
I agree! Any more data points from anyone?
MDW1954
Since Acc Unit IRR
31-Dec-98 5.89 8.20%
30-Dec-99 6.85 7.74%
31-Dec-00 6.68 8.41%
31-Dec-01 6.43 9.28%
31-Dec-02 5.23 11.60%
31-Dec-03 6.38 10.84%
31-Dec-04 7.59 10.19%
30-Dec-05 9.69 8.73%
31-Dec-06 12.25 7.11%
31-Dec-07 12.41 7.78%
31-Dec-08 7.41 16.01%
31-Dec-09 10.24 13.17%
31-Dec-10 12.32 12.03%
31-Dec-11 13.45 12.59%
31-Dec-12 15.80 11.43%
31-Dec-13 19.56 7.60%
31-Dec-14 20.34 9.44%
31-Dec-15 21.42 13.65%
31-Dec-16 24.39 4.19%
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