Alternatively HL only charge 0.45%, capped at £45 per year for their ISA (provided you stay clear of OEICs) and the quality of service that HL provides is in a completely different league to that of ATS or iWeb/Halifax.
What is HL like for handling more complex securities like foreign shares, AIM shares, ETFs etc?
And can they handle a corporate action without sending me a blizzard of paperwork?
HL are good for fixed income investments. Not as good as a full service broker but the best of the retail brokers I have used and a fraction of the price of a full service broker. Like the other retail brokers though, they only handle CREST settled bonds. AIM shares I don't know as I don't trade them at present. Support for US listed ETFs is good and I hold a number in my SIPP, for which the dividend withholding tax is reduced to zero. The downside however is the high FX fees. They operate a tiered system, starting at 1.5% for deals below £25k to 0.35% for deals over £100k.
I have recently been using DEGIRO for foreign ETFs. Low dealing charges and FX fee of just 0.1%. However, I am not sure about their order handling for less liquid stocks. I have had a few orders for UK preference shares not filled when I think they should have been for the prices I quoted, so quite possibly not great for AIM either. No problem with liquid US preferreds or ETFs though. DEGIRO passport in to the UK market, so potentially a problem post Brexit.