stevensfo wrote:Out of interest, is there a guaranteed way of getting your cc limit raised without asking for it?
I must have a dozen credit cards and most of them have a credit limit increase option via online servicing. Either decline, ask or apply automatically are the options I have experienced. Selecting the later would appear to be the ticket. Some of mine have moved up faster than others. I do regularly ask for an increases so that blurs the info I have gathered.
Do you have an aversion to asking? Most of my providers say it'll be a soft search and not affect my score. I do get turned down sometimes when I ask.