Purchasing on E-bay

[bruncher]

I normally pay for E-bay purchases using PayPal but I've just activated an offer from Halifax whereby I receive 2% cashback if I use their credit card.

Are my protection rights the same whether I use Halifax or PayPal?

And if there was a dispute would PayPal resolve the issue more readily than Halifax?

Many of you will know that 2% is not worth the potential hassle on a moderately priced purchase, but it would be significant on a few thousand.

Paul

Ebay and Paypal have decoupled, are separate companies. Why not just pay direct with the Halifax CC when purchasing on ebay? Just leave Paypal out of it.

[Watis]

I normally pay for E-bay purchases using PayPal but I've just activated an offer from Halifax whereby I receive 2% cashback if I use their credit card.

Are my protection rights the same whether I use Halifax or PayPal?

And if there was a dispute would PayPal resolve the issue more readily than Halifax?

Many of you will know that 2% is not worth the potential hassle on a moderately priced purchase, but it would be significant on a few thousand.

Paul

Ebay and Paypal have decoupled, are separate companies. Why not just pay direct with the Halifax CC when purchasing on ebay? Just leave Paypal out of it.

Using PayPal, or in my case, Google Pay, avoids having to provide your actual card details to eBay or the seller.

So, a small security win every time.

Watis


.

[Lanark]

Using PayPal, or in my case, Google Pay, avoids having to provide your actual card details to eBay or the seller.

So, a small security win every time.

Sellers do not get credit card details no matter which route you choose to pay, can you imagine the levels of fraud that would be happening if they did?

As for Google vs Paypal vs Ebay, I'm not sure there is much in it, I don't trust any of them.

[BobGe]

Ebay and Paypal have decoupled, are separate companies.

They are 'coupled' by commercial agreement.

Why not just pay direct with the Halifax CC when purchasing on ebay? Just leave Paypal out of it.

Because.... Study the T&Cs. (And, if for no better reason, it may maintain the existing PP a/c active, which may be useful at some time future.)

[Paultry]

I'm surprised my query generated so much comment.

I did make two purchases from sellers on E-bay last week and I used pay-pal but it was only for £40 each time.

I was also offered 3% cashback for Aldi shopping (using Halifax cc) I had the card with me, but not the phone and was unsure if I'd activated their offer so used the John Lewis credit card and settled for 0.5% (I think) or is it 0.25%?

The best cashbacks are the 10% ones with Browns restaurants or other such outlets.

I think, take advantage as and where possible but don't get in a tizzy over saving threepence when it is so easy to loose sixpence on so many other avenues in life.

Paul