Premium Bonds

[kempiejon]

Missed the big prize again in June.

[yorkshirelad1]

June 2024 draw details

Press release: https://nsandi-corporate.com/news-research/news/junes-premium-bonds-millionaires-come-southampton-and-surrey

News item: https://www.lovemoney.com/news/13635/premium-bonds-winners-have-i-won

High value winners: https://www.nsandi.com/prize-checker/winners

Prize checker: https://www.nsandi.com/prize-checker (due 4 June 2024)

[Steveam]

1 x £50 + 1 x £500 = £550 on full holding.

Best wishes, Steve

[6Tricia]

Continuing run of 'something every month so far this year'.......3 x £50, 1 x £100 on full holding.

Tricia

[88V8]

£500 on a full holding and nothing on £20k.
I see some bounder won £100,000 on a £300 holding

V8

[Watis]

£100 on each of two modest holdings, the same as last month.

For 2024 so far, we're seeing returns of around 5% per annum. Not looking forward to the reversion to the mean...

Watis

[SebsCat]

£300 on two full holdings. Winnings for the past 12 months are now £4,725.

[Bouleversee]

Nothing whatsoever on a full holding, just when I have lots of major expenses coming up! Not a happy bunny!

Bouleversee

[thebarns]

4 full holdings

£250, £125, £50 and £50.

Not quite up to the £2,125 of last month !

[Aprilfool62]

£600 and £500 on 2 full holdings.

[bots33]

£300 on full holding and £150 on £40k holding

[yorkshirelad1]

June was a good month, all family holdings got winnings, equivalent to 4.7%/year.
Over the last 12 months, on all family holdings, total winnings equate to 3.72%.
(Current published prize rate https://www.nsandi.com/products/premium-bonds is 4.4%; and here are the recent historic prize rates https://www.nsandi.com/historical-interest-rates)

[kiloran]

June was a good month, all family holdings got winnings, equivalent to 4.7%/year.

Here's my rolling 12 month return over the past 2 years on 2 full holdings:

Code: Select all

Date      | Rolling 12 month
02 Jul 22 |             1.1%
02 Aug 22 |             1.1%
02 Sep 22 |             1.1%
04 Oct 22 |             1.2%
02 Nov 22 |             1.3%
02 Dec 22 |             1.4%
02 Jan 23 |             2.2%
02 Feb 23 |             2.4%
02 Mar 23 |             2.4%
04 Apr 23 |             2.5%
02 May 23 |             3.2%
02 Jun 23 |             3.4%
04 Jul 23 |             3.5%
02 Aug 23 |             3.6%
02 Sep 23 |             4.3%
03 Oct 23 |             4.5%
02 Nov 23 |             4.8%
02 Dec 23 |             5.3%
03 Jan 24 |             4.9%
02 Feb 24 |             5.1%
02 Mar 24 |             5.1%
03 Apr 24 |             5.1%
02 May 24 |             4.7%
04 Jun 24 |             5.9%


Can't complain, especially with it being tax free

--kiloran

[the0ni0nking]

£150 this month on a full holding - takes my rolling 12 month return to 3.20% (and that is after grossing it up to reflect the winnings as tax free).

Will need to drastically improve if it's going to meaningfully contribute to my tax bill in January!

[yorkshirelad1]

July 2024 draw details

Press release: https://nsandi-corporate.com/news-research/news/julys-premium-bonds-millionaires-come-hertfordshire-and-cumbria

News item: https://www.lovemoney.com/news/13635/premium-bonds-winners-have-i-won

High value winners: https://www.nsandi.com/prize-checker/winners

Prize checker: https://www.nsandi.com/prize-checker (due 2 July 2024)

[yorkshirelad1]

July 2024 results in: good month: annual equivalent rate of 8.22% on YL family holdings for July. Average rate for 2024 currently at 4.01%

(Premium bond prize rate currently published https://www.nsandi.com/interest-rates 4.4%)

[Steveam]

4 x £25 + 2 x £50 + 1 x £100 = £300 on full holding. I don’t think I’ve ever had so many (7) wins in one month although I’ve won more.

Best wishes,

Steve

[the0ni0nking]

Another zero on full holding. Looking forward to Labour taxing my zero winnings

[Lootman]

4 x £25 + 2 x £50 + 1 x £100 = £300 on full holding. I don’t think I’ve ever had so many (7) wins in one month although I’ve won more.

I have only had a full holding for 12 months now, but I have won 4 prizes in a month three times, including this month. Plus I won 5 prizes once. So based on a sample size of one, winning 4 or more prizes in a month is not rare. It happens one month in every three.

Moreover I won at least one prize each month, so no null months.

Most money won in a month was £750; least was £50.

Perhaps the most important number is the total amount won in the last year, £2,675, giving a return of 5.35%. Not bad. I am staying in for year two.

[Bouleversee]

For 2nd month running zero prizes on full holding, adding to all the expensive bad luck I have been having for some time,.in addition to IPF.