what next after Premium Bonds currently
Posted: March 2nd, 2021, 11:51 am
Some time this week Mrs Didds and I will have maxxed out our PB holdings.We will then have circa 25K available to put somewhere (its would be otherwise lounging in a current account).
At age 58 Im fairly risk averse - and with the washout of covid and breixt currently am not overly keen on any stock market based investments as stuff seems to volatile potentially as various "stuff" gets sorted out.
That aside - any other thoughts? "Immediate" availability isnt #1 priority - but equally no longer than a month really. UI dont want to tie stuff up in a 5 year bond for example (usual caveats?).
The only thought i had was to do some comparision site checks for the best paying interest account whilst appreciating that % woht be huge
I must confess tyhat one thought is that interest is obviously so low generally sepaking that I may as well just leave it in a current account ... PBs at least have the benefit of maybe winning something decent
cheers
didds
PS I appreciate this is a variation on a theme as a question but the market etc changes all the time.
At age 58 Im fairly risk averse - and with the washout of covid and breixt currently am not overly keen on any stock market based investments as stuff seems to volatile potentially as various "stuff" gets sorted out.
That aside - any other thoughts? "Immediate" availability isnt #1 priority - but equally no longer than a month really. UI dont want to tie stuff up in a 5 year bond for example (usual caveats?).
The only thought i had was to do some comparision site checks for the best paying interest account whilst appreciating that % woht be huge
I must confess tyhat one thought is that interest is obviously so low generally sepaking that I may as well just leave it in a current account ... PBs at least have the benefit of maybe winning something decent
cheers
didds
PS I appreciate this is a variation on a theme as a question but the market etc changes all the time.