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How long to process an account opening

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gnawsome
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How long to process an account opening

#553656

Postby gnawsome » December 9th, 2022, 2:46 pm

I applied to open a 2yr fxd rate account on 29 Nov and received acknowledgement;

"Thank you

Your application for a cahoot bond has been received

Your reference number: xxxxxxxxx
What happens next
• We'll email you within three working days quoting your reference number and confirming the status of your application.
• We may ask you to provide some further information to confirm your identity.
Thanks again for choosing cahoot"


Tried to contact Cahoot but got " Delivery has failed to these recipients or groups:
cahoot@san
Your message wasn't delivered because the recipient's mailbox is undergoing maintenance and can't accept messages now. Please try resending the message later."


The 3 days are long gone and they are not accepting emails -
I am not prepared to spend hours dealing with a telephone attempt. Has anyone applied successfully and can offer any pointers wrt contact.
I think I might have to complain...

XFool
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Re: How long to process an account opening

#553676

Postby XFool » December 9th, 2022, 4:11 pm

...Have you tried their online CHAT?

gnawsome
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Re: How long to process an account opening

#553683

Postby gnawsome » December 9th, 2022, 4:24 pm

XFool wrote:...Have you tried their online CHAT?


Hi, XFool,
I think I did -- I'll have to search.
I'll have recorded it somewhere if I did

chas49
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Re: How long to process an account opening

#553743

Postby chas49 » December 9th, 2022, 6:51 pm

Was the message you got exactly as quoted above? cahoot@san is not (obviously) a valid email address. Did you somehow attempt to send to that? (I presume it's more likely to be a glitch in the error message, or you have edited the message to remove a link, but it's just worth asking in case! :)

bluedonkey
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Re: How long to process an account opening

#553766

Postby bluedonkey » December 9th, 2022, 8:01 pm

I completed an online application for a 90 day notice account with Ecology Building Society nearly two weeks ago. Still waiting for it to be opened.

Mike4
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Re: How long to process an account opening

#553788

Postby Mike4 » December 9th, 2022, 9:09 pm

I opened an account with Starling in seven minutes flat, from first thinking of it to the account being ready to use.

richlist
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Re: How long to process an account opening

#554324

Postby richlist » December 12th, 2022, 1:12 pm

Well there is open & then there is open.
Account number
Sort code
Debit card
Pin number
Telephone security number
Digital secure key et c etc.
All of which can arrive in different envelopes at different times.

gnawsome
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Re: How long to process an account opening

#554382

Postby gnawsome » December 12th, 2022, 3:32 pm

chas49 wrote:Was the message you got exactly as quoted above? cahoot@san is not (obviously) a valid email address. Did you somehow attempt to send to that? (I presume it's more likely to be a glitch in the error message, or you have edited the message to remove a link, but it's just worth asking in case! :)


I copied and pasted what I could see
(I'm very aware of my lack of capability so I try to do as told)
I have not seen any sort of message from Cahoot so I guess I'll look elsewhere.
Thanks

stevensfo
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Re: How long to process an account opening

#554532

Postby stevensfo » December 13th, 2022, 10:01 am

Mike4 wrote:I opened an account with Starling in seven minutes flat, from first thinking of it to the account being ready to use.


Same experience with Monzo. I spent days reading about the bank, looking them up, due diligence etc, then opened the account extremely quickly.

So far, so good. Added to my long list of neobanks for diversification of funds. The only warning bells are the ridiculously low savings rates that they offer.

Steve


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