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Premium Bonds

Discussing offers, rates and deals on suppliers
yorkshirelad1
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Re: Premium Bonds

#407304

Postby yorkshirelad1 » April 27th, 2021, 10:01 am

Redmires wrote:Strange win.
I won £75 this month (3 x £25) which went into my bank account earlier in the month, as normal. Last week, I received another £25 win in my account and a letter from NSI saying ...
'The prize has been reallocated because your bond is next in line on the reserve list and the original winner was not eligible to receive the prize'
I've not heard of this happening before, and it's a pity I wasn't the reserve for the big one, but every little helps.

I've had one of those letters a while ago. When I asked, I seem to recall I was told it was due to another bond holder who was allocated a prize becoming ineligible for the prize draw etc. If you want to know the month and year of your "rediscovered" PB prize, you can tell by the first 3 digits of the long payment reference (e.g. Mar 2021 was 766, Feb 2021 was 765)

GrahamPlatt
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Re: Premium Bonds

#407362

Postby GrahamPlatt » April 27th, 2021, 1:28 pm

I was wondering why a bond might be ineligible for the draw, and came across this can of worms:

https://www.thisismoney.co.uk/money/diyinvesting/article-5914955/THE-PRUDENT-INVESTOR-won-100k-Premium-Bond-prize-claim.html

yorkshirelad1
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Re: Premium Bonds

#409439

Postby yorkshirelad1 » May 5th, 2021, 12:35 am


PinkDalek
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Re: Premium Bonds

#409442

Postby PinkDalek » May 5th, 2021, 1:07 am

yorkshirelad1 wrote:May 2021 draw details are up: https://www.nsandi.com/prize-checker


Thanks for that, I'd forgotten again. £25+£25+100 on a single full holding.

XFool
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Re: Premium Bonds

#409464

Postby XFool » May 5th, 2021, 8:18 am

It's a desert this year.

"There's always next time..."

richlist
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Re: Premium Bonds

#409487

Postby richlist » May 5th, 2021, 9:34 am

I'd forgotten also.....just as well I checked......won £525 this month.

XFool
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Re: Premium Bonds

#409499

Postby XFool » May 5th, 2021, 10:18 am

...Hey! You've got my money. :x

staffordian
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Re: Premium Bonds

#409515

Postby staffordian » May 5th, 2021, 11:07 am

Yeah!

1 x £25.

First win since upping holding for negligible to £15.3k late last year.

So I now know my bonds aren't stuck to the bottom of the machine :D

didds
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Re: Premium Bonds

#409562

Postby didds » May 5th, 2021, 2:21 pm

After a couple of low/lean months...

125 for me, 50 for mrs didds on 50K each.

didds

AleisterCrowley
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Re: Premium Bonds

#409568

Postby AleisterCrowley » May 5th, 2021, 2:45 pm

Sweet FA again on c £13k :(

didds
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Re: Premium Bonds

#409571

Postby didds » May 5th, 2021, 2:49 pm

... and which brings me a return of 1.75% on 50K for the past year.

AleisterCrowley
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Re: Premium Bonds

#409575

Postby AleisterCrowley » May 5th, 2021, 2:56 pm

I got nearly 2% in 2018 and 2019 (I do calendar not rolling or tax tyears) but really seems to have died off, even before the 'interest' rate reduction
"That's Random, Folks"

airbus330
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Re: Premium Bonds

#409579

Postby airbus330 » May 5th, 2021, 3:32 pm

Well, as of this morning, I have already exceeded to pathetic returns offered by a HSBC savings account. Hope I'm lucky again :-)

Bouleversee
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Re: Premium Bonds

#409580

Postby Bouleversee » May 5th, 2021, 3:35 pm

Only £25 again on full holding. Very disappointing.

AleisterCrowley
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Re: Premium Bonds

#409586

Postby AleisterCrowley » May 5th, 2021, 3:45 pm

Well, it's better than negative interest rates - where we log in every month to find out how many bonds they've deleted

XFool
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Re: Premium Bonds

#409599

Postby XFool » May 5th, 2021, 4:22 pm

Bouleversee wrote:Only £25 again on full holding. Very disappointing.


"again"? This time last year I had already won thirteen prizes, this year - one.

swill453
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Re: Premium Bonds

#409613

Postby swill453 » May 5th, 2021, 4:46 pm

£125 total on two full holdings. A tad more than the expected return.

Scott.

wanderer
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Re: Premium Bonds

#409694

Postby wanderer » May 5th, 2021, 10:36 pm

£25 on two full holdings.

Wishing now I had put it all in bitcoin instead.

6Tricia
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Re: Premium Bonds

#409712

Postby 6Tricia » May 6th, 2021, 12:39 am

AleisterCrowley wrote:Sweet FA again on c £13k :(


Same here - have yet to score anything :cry:

Tricia

AleisterCrowley
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Re: Premium Bonds

#409751

Postby AleisterCrowley » May 6th, 2021, 9:51 am

That's the trouble with truly random outcomes and very, very low interest rates... long runs of zilch are more likely


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