Think your DD has been set too high?
Posted: December 13th, 2022, 10:32 am
My supplier, BG, compiled my 6 month "bill" on the 9th. Received an email with the "good news" and DD to raise to £278 from £170. Considering in June it was £94 (I was just coming to the end of a great fixed rate), I thought it a bit steep, especially as I am shown as £170 in credit. Checking the DD calculator, I used the Moneysavingexpert one but others do exist, guestimated the annual usage based on the last bill and came up with just over £200. Engaged in online "chat" (was quite quick only 9th in queue), the agent checked my account and I let him know that what I was or had done to reduce usage and a complaint was raised. He checked back on my account and recalculated and came up with £150 (£20 less than I am on). I have enough buffer to pay any "debt" in June (fortunately), but meantime I can earn a bit of interest.
In June they estimated I would be pver £550 in debt by next June, in November this was down to around £500. I really wonder about the calcullations used, cannot be easy for the suppliers but even more confusing for the users.
So if you see your DD raised, always contact your supplier, you never know.
On top of this my breakdown renewal came through for next year and had gone up to £100 (this included a subscription to a leisure company that I no longer use, used to be a great source of savings), AA were doing a "black friday" deal of 50% off certain plans. Their standard deal for one car was £65, adding recover to home and the 50% deal triggered taking the "deal" to £64.50. Considering I had been with Britannia Rescue for 40 years, a good time to change.
I also noticed that my train into London the other weekend arrived 18 minutes late. Southwestern acknowledged claim and a cheque in post (what's a CHEQUE) for £2.80.
Every penny counts in these trying times.
In June they estimated I would be pver £550 in debt by next June, in November this was down to around £500. I really wonder about the calcullations used, cannot be easy for the suppliers but even more confusing for the users.
So if you see your DD raised, always contact your supplier, you never know.
On top of this my breakdown renewal came through for next year and had gone up to £100 (this included a subscription to a leisure company that I no longer use, used to be a great source of savings), AA were doing a "black friday" deal of 50% off certain plans. Their standard deal for one car was £65, adding recover to home and the 50% deal triggered taking the "deal" to £64.50. Considering I had been with Britannia Rescue for 40 years, a good time to change.
I also noticed that my train into London the other weekend arrived 18 minutes late. Southwestern acknowledged claim and a cheque in post (what's a CHEQUE) for £2.80.
Every penny counts in these trying times.