Darka's 2017 Portfolio Update

[Darka]

A quick update as it's the last trading day of the year and my Imperial Brands (IMB) dividend has just arrived.

Notes

1) I don't unitise.
2) Still building (for the next 4 years or so, saving around 52% of joint income (NET) into the HYP).
3) All dividends are reinvested, no income is taken out from the HYP.
4) Retirement Income will be about 80% from HYP and 20% from a DB pension my wife has + eventually (maybe) State Pension.

Current Portfolio (22 Holdings in 15 Sectors)


Performance (Compared to 2016)

Income
Dividends received: +22.1%
Yield on end of year valuation: 4.8%
Forecast yield for next year 5.2%

Valuation
HYP Portfolio Value: +14.2%

Made up of:
Cash Paid In: 6.2%
Dividends Received: 4.9%
Capital Gains: 3.1%

Dividend Income Compared to forecast at end of last year: +7.2%

Charges / Trades

Sold (Carillion, Centrica, Cobham) = Seem to be a pattern there with the naming....

Charges (as % of Portfolio Value)

Trading Commission: 0.13%
Stamp Duty: 0.09%
Account Fees: 0.07%

Total 0.29%

Charges (as % of Dividend Income)

Total 6.29%

2018 Goals

1) Massively reduce charges as a % of dividend income.
2) Trade less and pay as little attention to the News as possible.
3) Increase Portfolio Value by Dec 2018: +12%
4) Increase Dividend Income by Dec 2018: +15%
5) Increase diversification if something I want to buy is at a good price/yield.

Items (3) and (4) will be due to New Money and Re-Invested Dividends + any increases from the companies I hold.

I've probably made some mistakes in the above, but that's it for this year, have a great New Year everyone and I hope you all achieve your goals.

regards,
Darka

[idpickering]

Great review Darka, thank you. I hope you achieve your aims for next year.

Regards,

Ian.

[jackdaww]

..... and my Imperial Brands (IMB) dividend has just arrived.

Darka

==============================

yes , lovely isnt it !!

[Darka]

..... and my Imperial Brands (IMB) dividend has just arrived.

Darka

==============================

yes , lovely isnt it !!

It is indeed

[Darka]

Great review Darka, thank you. I hope you achieve your aims for next year.

Regards,

Ian.

Thanks Ian,

Hope you have a wonderful 2018!

[YeeWo]

I received my Imps payout today and will be publishing tomorrow! Is including Cash Added to your Annual Return not cheating a wee-bit?
My numbers will be in the Portfolio Management & Review section........

[Arborbridge]

Darka,

Looks well organised and all tickadeboo. Well done, and I wish you a good 2018.


Arb.
PS pity about not unitising Sooner you start, the better.

[Darka]

I received my Imps payout today and will be publishing tomorrow! Is including Cash Added to your Annual Return not cheating a wee-bit?
My numbers will be in the Portfolio Management & Review section........

I don't think it's cheating, it may distort things compared to unitising the portfolio, but I intend to keep adding cash to it every year, using salary for now and safety margin once I'm retired.

It's just a different way of looking at things, and I'm being transparent to how I measure things

[Darka]

Darka,

Looks well organised and all tickadeboo. Well done, and I wish you a good 2018.


Arb.
PS pity about not unitising Sooner you start, the better.

Thanks Arb, may look at unitising in 2018 to give me a little project... maybe - but definitely not historically as I'm not that much of a masochist

[Gengulphus]

Is including Cash Added to your Annual Return not cheating a wee-bit?

It would be if Darka had given an Annual Return figure rather than a HYP Portfolio Value percentage increase - but as it is, it's merely an example of why the two shouldn't be confused with each other...

Gengulphus