I have a simple (!) question about the paying for the advice (and spying a way to possibly reduce the size of the pot, every little helps), and think it might be called the "Pension Advice Allowance"
https://www.gov.uk/plan-retirement-income/get-financial-advice wrote:"If you’re paying into a pension scheme, you can ask your pension provider about taking out up to £500 to pay for financial advice on retirement. You can do this once a year up to 3 times without a tax charge. Not all pension schemes provide this."
Has anyone ever done this?
How hard/problematic is it?
Do they just send you a cheque or does it go direct to an IFA or it is claimed on a tax return etc?
There seem to be quite a number of hoops to jump through and different qualifications/criteria.
Are there any more detailed regulations/rules/documentation about the ability to take £500/year somewhere; the best I could come up with is