SW Pension Series 2 Options

[fkerr]

I am 38 years old and have a workplace DC pension through Scottish Widows. I changed out of the default pension fund SW Pens Portfolio 2 to SW Baillie Gifford North American. The fund has dropped in value from £185,000 to £85,000 over the last year. I am thinking that I should possibly change the fund to something more diverse but I am struggling to pick from the list of funds available. I would like to keep the SW Baillie Gifford North American Fund so it has a chance to recover. I am possibly thinking about switching to SW SSGA International which has a broader investment portfolio. Any help on suitable funds would be greatly appreciated.

Thanks

[xxd09]

Your choice of fund appears to have outperformed the more mainstream pension fund
Well done
Now it has now dropped back as often happens with out performance
If you are going to choose specialist funds this is liable to happen
It doesn’t mean your original choice was wrong but that you find it difficult to live with this volatility-as would most investors !
Either choose a general fund as per your previous pension choice (SW Pension 2) -a world equity index tracker would be cheaper and better or gamble on choosing specialist funds from various providers and live with consequences
Most pension investors choose the first option !
xxd09

[BullDog]

This seems to be a rather over dramatic drop in value of your pension fund
Perhaps some other commentators could clear this up
xxd09

Probably correct as that's one of the biggest fallers in the BG stable. Too late to do anything now other than keep buying into it monthly and wait for the recovery. At 38 years old the OP has time on their side.