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NatWest quaking in their boots?

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stevensfo
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NatWest quaking in their boots?

#328244

Postby stevensfo » July 23rd, 2020, 5:03 pm

So you're John Smith, work hard for the firm, make money, keep your nose clean and set a good example.

Mr Snatchit, the big boss returns from his 6 months community service, still paying the fines, gives you a sideways look and says "I think we'll change the name from 'SnatchandGrabit' to 'The John Smith group'. The public has the attention span of a gnat with ADHD, so no worries".

https://uk.finance.yahoo.com/news/rbs-n ... 42771.html

Probably now discover the NWBD Prefs are renamed Enron callable bonds. ;)

Steve

tea42
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Re: NatWest quaking in their boots?

#328246

Postby tea42 » July 23rd, 2020, 5:10 pm

Closed my NatWest account yesterday. Had it since 1966. Terrible service. No one was interested why...

gryffron
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Re: NatWest quaking in their boots?

#328294

Postby gryffron » July 23rd, 2020, 8:45 pm

Tried to close mine several years ago after they closed my local branch.

But it appears there's no way to shut an account online or by phone. Guess what. You have to visit a branch.

:shock:

GoSeigen
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Re: NatWest quaking in their boots?

#328351

Postby GoSeigen » July 24th, 2020, 8:17 am

gryffron wrote:Tried to close mine several years ago after they closed my local branch.

But it appears there's no way to shut an account online or by phone. Guess what. You have to visit a branch.

:shock:


Write them a letter. Works wonders.

GS

stevensfo
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Re: NatWest quaking in their boots?

#328359

Postby stevensfo » July 24th, 2020, 8:46 am

GoSeigen wrote:
gryffron wrote:Tried to close mine several years ago after they closed my local branch.

But it appears there's no way to shut an account online or by phone. Guess what. You have to visit a branch.

:shock:


Write them a letter. Works wonders.

GS


I was about to suggest the same thing. A letter sent recorded delivery.

Or just don't use it for a few years. It will become dormant and then closed, as I once discovered with an old Barclays account.

Steve

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Re: NatWest quaking in their boots?

#328366

Postby gryffron » July 24th, 2020, 9:04 am

It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

I was simply mentioning this as an example of their ineptitude.

;)

stevensfo
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Re: NatWest quaking in their boots?

#328415

Postby stevensfo » July 24th, 2020, 11:19 am

gryffron wrote:It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

I was simply mentioning this as an example of their ineptitude.

;)


Ineptitude? The banks? Surely not? :D

I'm just wondering if Nat West will now try to change 'their' name. The NW Bank? It worked for British Petroleum

Steve

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Re: NatWest quaking in their boots?

#328417

Postby GoSeigen » July 24th, 2020, 11:41 am

stevensfo wrote:
gryffron wrote:It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

I was simply mentioning this as an example of their ineptitude.

;)


Ineptitude? The banks? Surely not? :D

I'm just wondering if Nat West will now try to change 'their' name. The NW Bank? It worked for British Petroleum

Steve


Are you the only person who doesn't know that NatWest is RBS? Or is this thread some elaborate ironic joke that I don't quite get?


GS

stevensfo
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Re: NatWest quaking in their boots?

#328441

Postby stevensfo » July 24th, 2020, 12:59 pm

GoSeigen wrote:
stevensfo wrote:
gryffron wrote:It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

I was simply mentioning this as an example of their ineptitude.

;)


Ineptitude? The banks? Surely not? :D

I'm just wondering if Nat West will now try to change 'their' name. The NW Bank? It worked for British Petroleum

Steve


Are you the only person who doesn't know that NatWest is RBS? Or is this thread some elaborate ironic joke that I don't quite get?


GS


I assume they're part of the RBS group in the same way as iweb and Halifax are part of the Lloyds group. Thus, after reading the article I imagine there are some at Nat West who may not be terribly happy about the RBS name change.

Steve

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Re: NatWest quaking in their boots?

#328477

Postby mc2fool » July 24th, 2020, 3:44 pm

gryffron wrote:It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

Send them another secure message headed FORMAL COMPLAINT.

Specify your Complaint:, that you wish the a/c closed and point out that in sending them the message you have passed their security, that the a/c is empty (no money laundering issues), and that their response to visit a branch is unreasonable given that they're closed your nearby branch.

Specify your Remedy:, that they close the a/c pronto!

And finish off by saying that you hope to receive their full and final response well before the eight week FOS deadline, and if they don't close the a/c you will be taking the matter to the FOS.

That'll get the matter escalated, and they really don't like adding to their FOS statistics.

Good luck :D

stevensfo
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Re: NatWest quaking in their boots?

#328692

Postby stevensfo » July 25th, 2020, 6:45 pm

mc2fool wrote:
gryffron wrote:It contains £0.00 and has 0 credit facility. Not worth a stamp! They can do what they like with it. I secure messaged them to say close the account. They replied they couldn't, I had to visit a branch. "But you've closed my branch!"

Send them another secure message headed FORMAL COMPLAINT.

Specify your Complaint:, that you wish the a/c closed and point out that in sending them the message you have passed their security, that the a/c is empty (no money laundering issues), and that their response to visit a branch is unreasonable given that they're closed your nearby branch.

Specify your Remedy:, that they close the a/c pronto!

And finish off by saying that you hope to receive their full and final response well before the eight week FOS deadline, and if they don't close the a/c you will be taking the matter to the FOS.

That'll get the matter escalated, and they really don't like adding to their FOS statistics.

Good luck :D


Good idea, though I'd be interested to know from a legal point of view how much weight a 'secure message' carries compared to a letter with proof of delivery.

Steve


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