anniesdad wrote:Thank you. My real reason for lurking on here is that I wanted to see what rate of return is realistically achievable in the long term and in the future ie after ironing out peaks and troughs. Crystal ball sort of knowledge needed. I don’t want too much effort, skill and intervention and stress. I also invest in buy to let which has more intervention stress etc. So to sum it all up I think a 10 year test gives me some confidence and 5 or 6 % works for me. Thanks all.
4% used to be the rule of thumb, but recently that was nudged up to 5% (see https://www.marketwatch.com/story/the-i ... 1603380557). Going to 6% might be a tad aventurous ?