Festerarl wrote:To be honest though I'm more concerned with getting the cash I have working for me such that it beats SJP performance.
If I can do that over a new of years then my thinking is that I'll be in a good position (and have the confidence) to manage the pension money currently held by SJP (transfer into a SIPP).
Have you considered assessing the historic performance of a couple of portfolios over the past few years?
One a straight 60/40 equity bond split (or just monitor LS60 and accept the home bias) and one reasonably closely matching the SJP portfolio albeit one hopes with a lower fee handicap, and getting the confidence that way?
My impression of SJP is that their magic is in recruiting clients and designing fee structures rather than investment returns.