Dividends, a prime taxation target?

[Arborbridge]

You have to be careful as hitting the rich is subjective. £3300 of assets has you in the worlds 50% richest for instance. The reality is that the really rich will side step being targeted as that tends to be a predominant objective of their investing. Leaving it for the rest to fill the shortfall hole that they leave/avoided.

I doubt HMRC is concerned with such lowly thresholds!

[Arborbridge]

"oh, my pension is sorted, I have this AE one, don't need to do anything else" is what you will hear from staff. And of course as an employer I can hardly give investment advice, but most people who just have AE schemes are seriously deluded so anything that encourages pension saving is imho a good thing.

Absolutely true. Most people are hopelessly naive about how much the should be putting aside to fund their retirement - and there is always something "here and now" to spend cash on.

Arb.