Donate to Remove ads

Got a credit card? use our Credit Card & Finance Calculators

Thanks to eyeball08,Wondergirly,bofh,johnstevens77,Bhoddhisatva, for Donating to support the site

Thomas Cook in liquidation.

Holiday Ideas & Foreign Travel
dealtn
Lemon Half
Posts: 6091
Joined: November 21st, 2016, 4:26 pm
Has thanked: 442 times
Been thanked: 2338 times

Re: Thomas Cook in liquidation.

#254263

Postby dealtn » September 27th, 2019, 9:19 am

Depends on the type of card (like it says) but very few types now will pay such a fee. For example a Corporate, or Company Credit Card might attract a charge, but personal Credit Cards are now fee free like personal Debit Cards are.

gryffron
Lemon Quarter
Posts: 3637
Joined: November 4th, 2016, 10:00 am
Has thanked: 557 times
Been thanked: 1611 times

Re: Thomas Cook in liquidation.

#254320

Postby gryffron » September 27th, 2019, 12:25 pm

swill453 wrote:"[Ryanair] - Card-payment fee
A percentage of the amount due for the booking. The percentage depends on the type of card and where the card provider is."


I obviously don't dispute those words being from their web site, but in fact they don't charge a card payment fee

Clearly they DO, it's just buried in the overall cost, not separate. Didn't the supermarkets briefly use exactly this type of payment separation as a VAT dodge? Maybe the Ryanair statement is for the same reason?

Gryff

AF62
Lemon Quarter
Posts: 3499
Joined: November 27th, 2016, 8:45 am
Has thanked: 131 times
Been thanked: 1277 times

Re: Thomas Cook in liquidation.

#254405

Postby AF62 » September 27th, 2019, 6:15 pm

dspp wrote:
AF62 wrote:
Nimrod103 wrote:The advice for many years has been to put such expenditure on a credit card, because the protections are much greater. However, it was the case that companies usually levied a high fee for credit card transactions, but not for debit. Is that still the case?


No, EU rules on charges stopped it, so paying by credit card became as cheap as debit cards. Some travel agents try and persuade you to pay by bank transfer, but only an idiot would do that.

Personally I pay for everything with a credit card, whether the cost is thousands or pence. Never seen a reason not to.


I think you'll find that "EU rules" did no such thing. What EU rules did was prevent the charging of fees that were not reflective of the underlying costs. They also said that advertised costs for flights must be the same as the actual costs. It is up to the airlines (or the on-line retailers, etc) how these things were carried through. In the case of EasyJet they don't charge a fee (https://www.easyjet.com/en/terms-and-conditions/fees) but in the case of Ryanair it seems they still do (https://www.ryanair.com/gb/en/useful-in ... entre/fees) where it says (and I am quoting from their website as of 10-secs ago):

"[Ryanair] - Card-payment fee
A percentage of the amount due for the booking. The percentage depends on the type of card and where the card provider is.
"


regards, dspp


You are mistaken.

The original EU rules did limit the charges to the underlying fees, but the new EU rules prevented any charges being made at all, i.e. whether you paid cash or card was the same price.

https://www.thetravelmagazine.net/no-cr ... -2018.html

Lanark
Lemon Quarter
Posts: 1333
Joined: March 27th, 2017, 11:41 am
Has thanked: 598 times
Been thanked: 585 times

Re: Thomas Cook in liquidation.

#254430

Postby Lanark » September 27th, 2019, 8:43 pm

Worth noting that the wonderful comprehensive Thomas Cook Train Timetable for Europe is still going strong having been sold off a few years ago:

https://www.europeanrailtimetable.eu/


Return to “Airport Lounge”

Who is online

Users browsing this forum: No registered users and 28 guests