The Lemon Fool

Could someone please put my mind at rest and confirm my understanding of the following:
OH's personal allowance is 11310 (She gives me marriage allowance).
Her projected savings interest this year is £7600
Her only other income (pension drawdown) will be £9700.
Using starting rate and personal savings allowance she would still not have tax to pay.
Also, as savings interest is under £10000, self assessment form not required.
TIA

StayinAlive wrote:Could someone please put my mind at rest and confirm my understanding of the following:
OH's personal allowance is 11310 (She gives me marriage allowance).
Her projected savings interest this year is £7600
Her only other income (pension drawdown) will be £9700.
Using starting rate and personal savings allowance she would still not have tax to pay.
Also, as savings interest is under £10000, self assessment form not required.
TIA

I'm not sure whether your wife can use the marriage allowance if her income exceeds the personal allowance

https://www.gov.uk/marriage-allowance

says the lower earner must normally have an income below the personal allowance. However that may only be so that they are a non-tax payer. I don't know what the situation is if you qualify for the starting rate on savings income.