Remainder liquid assets split 50/50 Berkshire Hathaway and Gold
No stamp duty.
No fund fees.
No interest/dividends (so no US dividend withholding taxes)
Simpler yearly self assessment reporting
Review yearly at around the end of the financial year (end of March/Early April) and rebalance in the old, new or a combination of both according to whichever might be the more tax efficient.
Proportioned yearly total gains (i.e. 50% of the individual assets gains in £ adjusted terms)
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If your home value is around a third of total wealth, then the historic imputed rent proportioned to around 1.4% (4.2% historic). Draw 2% SWR (2% of total initial value, uplifted by inflation each year, which proportioned to the total value including home = 3% relative to just the stock/gold value). Combined 3.4% benefit (of which 1.4% is in effect being spent on 'rent'). Likely that would be a PWR ... perpetual.
US stocks historically have provided the lions share of wealth creation, most other stock markets tend to lag that. £ (home), primary reserve currency (US$) and global currency (gold) currency diversification. Land, stocks, commodity asset diversification. Low cost, tax efficient, broadly diversified.