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Newroad Family Unitised Portfolios - Annual Review

A helpful place to also put any annual reports etc, of your own portfolios
Newroad
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Newroad Family Unitised Portfolios - Annual Review

#510975

Postby Newroad » June 30th, 2022, 7:36 pm

Evening All.

Figures for 2021/2022. To paraphrase Ibsen, a graph paints a thousand words

Image

This reflects the seven sub-portfolios

    1. Newroad ISA
    2. Mrs Newroad ISA
    3. Master Newroad JISA
    4. Miss Newroad JISA
    5. Newroad SIPP
    6. Mrs Newroad SIPP
    7. Newroad and Mrs Newroad Pseudo-HYP experiment

which are composed of

    (1) & (2) combine into the thin light blue line
    (3) & (4) combined into the thin pinkish line
    (5) & (6) combine into the thin green line
    (1), (2), (3), (4), (5) & (6) combine into the thick black line
    (7) started during the year (and is the yellow line, labelled IBKR due to the broker)
    All started from a £100 unit price
    Unitisation occurs taken twice monthly - end of month and approximately mid-month (3rd Wednesday - ii free regular reinvesting day)

Though the the lines, with the exception of (7), are only approximate, they are very close in reality due to the similar portfolio construction. Each sub-portfolio from (1) - (6) is within a percent or two of

    76% equities, within which 1/2 is a passive global ETF, 1/2 is an active global investment trust
    24% bonds, within which 2/3 is a passive global intermediate bond ETF, 1/3 is an active global high yield bond investment trust

which expands to

    37% passive global ETF (VWRL or VWRP - the latter in the SIPPS to avoid currency conversion charges)
    37% active global investment trust (MWY, ATST or FCIT)
    16% passive global intermediate bond ETF (VAGP)
    8% active global high yield bond investment trust (HDIV or BIPS)

the one exception being the JISA's, which have an MNP addition of a little over 10% as well from one set of grandparents. The HYP currently contains RIO, BATS, LGEN & TW. (with Vodafone being the next cab off the rank to come).

Performance:

    Annual: -7.76%
    Peak to Trough: -12.9%

Finally, the Log Combined line gives an approximate trend. I'll let the above speak for itself.

Regards, Newroad

Newroad
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Re: Newroad Family Unitised Portfolios - Annual Review

#511058

Postby Newroad » July 1st, 2022, 8:09 am

Morning All.

For those interested in correlation/risk, as I have noted elsewhere, VAGP was 3 years old during June. As such, it now starts appearing in additional sets of data, such as this area.

Here is the Newroad ISA portfolio and various related information from this area (source: Morningstar via ii)

Image

For me, I find the correlation stuff the most interesting and important. It shows the bond funds (using "fund" to mean ETF or Investment Trust in context) whilst still positively correlated with equities, not that strongly so (and similarly with each other).

Regards, Newroad

Newroad
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Re: Newroad Family Unitised Portfolios - Annual Review

#599131

Postby Newroad » June 30th, 2023, 8:42 pm

Evening All.

Annual performance just in - explanation of the graph in the original post.

Image

The interesting things for me are

    1. The 60/40'ish global portfolio is climbing out of the rut, conversely
    2. The pseudo-HYP is doing poorly, with more volatility

Of course, the latter may simply reflect my stock selection or that I'm particularly unlucky in the order I've added the stocks (one per month) but my guess is that it is broadly reflective of the HYP experience of many*.

Adding in the matching correlation/risk data to last year's example as well, for anyone interested.

Image

Regards, Newroad

* if anyone wants to compare holdings, it currently contains: BATS, BLND, BP., BT.A, GLEN, GSK, KGF, LAND, LGEN, MNDI, MNG, RIO, SBRY, SHEL, SGE, SMDS, SSE, TW., VOD


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