How did the year end:-
Value Div Fcst
Share Epic Sector %Total %Total Yield
Merchants Trust MRCH IT UK Income 12.58% 13.65% 7.42%
Dunedin Income Growth Inv Trus DIG IT UK Income 10.93% 8.73% 5.46%
Henderson Far East Income Ltd. HFEL IT Asia/Pacific 8.48% 9.91% 7.99%
Middlefield Canadian Income MCT IT North American 7.02% 7.07% 6.89%
Schroder Income Growth Fund SCF IT UK Income 5.19% 4.65% 6.12%
SSE SSE Utilities 5.03% 6.70% 9.10%
Admiral Group ADM Nonlife Insurance 4.83% 2.90% 4.10%
Murray International Trust MYI IT Global Income 4.70% 4.34% 6.31%
JPMorgan European Inv Trust In JETI IT European Income & Growth 4.66% 4.59% 6.73%
Rio Tinto RIO Mining 3.97% 4.82% 8.30%
IG Group Holdings IGG Financial Services 3.55% 3.38% 6.50%
BP BP Oil & Gas Producers 2.98% 4.36% 10.00%
Standard Life Aberdeen plc SLA Asset Management 2.89% 4.73% 11.20%
Imperial Brands IMB Tobacco 2.88% 5.56% 13.20%
Legal and General Group LGEN Life Insurance 2.84% 4.57% 11.00%
HSBC Holdings HSBA Banks 2.74% 0.00% 0.00%
BT Group BT-A Telecommunications 2.62% 5.29% 13.80%
Vodafone Group VOD Telecommunications 2.57% 2.70% 7.20%
Lloyds Banking Group LLOY Banks 2.38% 0.00% 0.00%
Marks and Spencer Group MKS Retailer 1.95% 0.00% 0.00%
Marston's MARS Leisure 1.42% 0.00% 0.00%
SThree STEM Support Services 1.15% 1.25% 7.40%
Taylor Wimpey TW Home Construction 1.11% 0.00% 0.00%
BAE Systems BA Aerospace & Defence 0.67% 0.00% 0.00%
Aviva AV Life Insurance 0.42% 0.81% 13.20%
Centrica CNA Utilities 0.29% 0.00% 0.00%
Cash ZCASH Cash 0.14% 0.00% 0.00%
Portfolio Running Yield = 6.84%
Value Div
Sector %Total %Total
IT UK Income 28.70% 27.03%
IT Asia/Pacific 8.48% 9.91%
IT North American 7.02% 7.07%
Utilities 5.32% 6.70%
Telecommunications 5.19% 7.99%
Banks 5.12% 0.00%
Nonlife Insurance 4.83% 2.90%
IT Global Income 4.70% 4.34%
IT European Income & Growth 4.66% 4.59%
Mining 3.97% 4.82%
Financial Services 3.55% 3.38%
Life Insurance 3.26% 5.38%
Oil & Gas Producers 2.98% 4.36%
Asset Management 2.89% 4.73%
Tobacco 2.88% 5.56%
Retailer 1.95% 0.00%
Leisure 1.42% 0.00%
Support Services 1.15% 1.25%
Home Construction 1.11% 0.00%
Aerospace & Defence 0.67% 0.00%
Cash 0.14% 0.00%
Total 100.00% 100.00%
Note: 1...'Value %Total' is the portfolio value of the share as a % of the total portfolio
2...'Div %Total' is the expected dividend of the share based on forecast yield
as a % of the total portfolio expected dividend
Yield figures are, IMO, totally irrelevant at this time. But the figures are "current" yield rather than forecast yield. Those that have declared cancelled or suspended I have "zero'd" for my own convenience.
What has happened to portfolio in the last year
Date | TIDM | Price | Yield | Notes
08/04/19 | TATE | £7.3527 | | Sold from Trading Account for CGT and to reduce TAX on unsheltered dividends. 26% profit
10/04/19 | RIO | £47.4635 | | Sold from ISA. Top-sliced as value and dividend above limits. 63% profit
10/04/19 | MARS | £0.9989 | 7.60% | Buy in ISA. 4th in TOP-UP table, CNA,IGG and VOD disallowed for various reasons.
24/05/19 | IGG | £5.3988 | 8.10% | Buy in ISA. 3rd in TOP-UP table, CNA and VOD disallowed for various reasons. IGG yield came down from last month to qualify. Although yield still on hold.
31/05/19 | JETI | £1.4412 | 4.25% | Buy in SIPP. TOP-UP
25/06/19 | TSCO | £2.2593 | | Sold from Equinto. Left Tesco so sold holdings. 17.4% profit
03/07/19 | BT.A | £1.9946 | 7.80% | Buy in ISA. 2nd in TOP-UP table, CNA disallowed for various reasons.
19/07/19 | AV. | £4.1980 | 7.10% | Buy in ISA. New purchase, better than TOP-UP table. Double up in sector with LGEN
27/08/19 | GSK | £16.8200 | | Sold in SIPP (no holdings left). Moving SIPP towards IT's only. 8.45% profit
27/08/19 | BAE | £5.4120 | | Sold in SIPP, small holding left in ISA. 5.5% profit
27/08/19 | HFEL | £3.5939 | 6.18% | Buy in SIPP. TOP-UP
27/08/19 | MRCH | £4.6266 | 5.84% | Buy in SIPP. TOP-UP
30/08/19 | JETI | £1.5132 | 4.24% | Buy in SIPP. TOP-UP
13/11/19 | GNK | £8.5000 | | Brought out. 73.17% profit. Held for about a year.
13/11/19 | MKS | £1.8164 | 7.20% | Buy in ISA. 3rd in too-UP table. CAN and IMB disallowed for various reasons
02/12/19 | MCT | £1.0423 | 4.98% | Buy in SIPP. TOP-UP
13/12/19 | TW | £2.0035 | | Sold in SIPP, (no holdings left). 19.46% profit
13/12/19 | DIG | £2.8800 | 4.44% | Buy in SIPP. TOP-UP
13/12/19 | MARS | £1.2990 | | Sold from trading Account. Top-sliced as over 1.5% Median of HYP. 19.83% loss. Remaining shares in ISA showing 29.32% profit
17/12/20 | TW | £1.9270 | 8.60% | Buy in ISA. Yield is with specials.
13/03/20 | MCT | £0.8885 | 5.88% | Buy in SIPP. TOP-UP
Made a decision to move my SIPP to an IT only portfolio. The only share left in there is SSE which I will during the next year (hopefully) sell and buy or top-up an IT.
Have paid away all dividends received in my trading account and ISA. Retired in June so using this income for holidays and other expenses. Am currently building up my cash reserves (well nothing else to spend it on...)
How did my dividend income compare to previous years
Dividends per year | Yield on cost | Yield on value
| |
2015-2016 | 6.42% | 4.98%
2016-2017 | 6.43% | 5.99%
2017-2018 | 6.18% | 5.24%
2018-2019 | 6.64% | 6.39%
2019-2020 | 6.80% | 6.29%
Figures for previous years changed as during migration of spreadsheet to new version of excel spotted a couple of "bad pointers" and missing dividends. The "actual" amount of income rose by 8%, which was better than I expected.
SHARE DIVIDENDS | | |
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 7.91% | 5.31% | 0.83
For TAX 2016-2017 | 6.55% | 5.65% | 0.80
For TAX 2017-2018 | 6.46% | 5.24% | 0.79
For TAX 2018-2019 | 6.86% | 6.54% | 0.82
For TAX 2019-2020 | 7.25% | 6.55% | 0.86
IT DIVIDENDS | | |
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 4.25% | 4.27% | 0.42
For TAX 2016-2017 | 6.10% | 7.33% | 0.60
For TAX 2017-2018 | 5.41% | 5.22% | 0.53
For TAX 2018-2019 | 6.21% | 6.07% | 0.61
For TAX 2019-2020 | 6.08% | 5.86% | 0.60
ITs are now 54% of the portfolio. Dividend income was 65% from shares. My forecast last year on income was 6.6%, so 6.8% was nice.
Will not make predictions for next year. I hope to have money available later in the year to buy more shares in my ISA and re-invest my dividends form my SIPP into ITs (do not see any new money going into SIPP.
Will see what I can come up with though.