End of Year Portfolio
Posted: December 27th, 2021, 10:53 pm
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As I have been posting more regularly on the forums this year, I thought I ought to list my portfolio for the curiosity of others.
The portfolio is mostly intended to be low maintenance, long-term-buy-and-hold to allow me a good night's sleep; stock markets could close for five years and I wouldn't fret.
In most years it has very low turnover; a quarter of my holdings have been with me for about two decades (!) and half the portfolio has been with me for about a decade (!).
It is a large, mature portfolio, well into six figures. I began building it about three decades ago.
Current holdings:
9% cash
25% gold bullion
8% precious metal mining funds
6% UK All-share index funds
3% FTSE-250 index funds
6 - 7% (approx) in each of: Glaxo, AstraZeneca, National Grid.
5 - 6% (approx) in each of: SSE, Sainsbury, Imperial Brands.
13% in various assorted other large-cap dividend-paying shares.
Whole-portfolio income yield: 2.1%.
Income shares yield: 4.2%.
During 2021, the portfolio gained 15% including dividends, roughly equalling the FTSE All share index total return.
Morrisons were a large holding and were taken over, and the other top three shareholdings all achieved 20% - 30% gains including dividends, making a significant contribution to performance.
The index funds gained around 14%.
The worst performing holding was gold, down around 3%.
I suspect the portfolio's 2021 winners will become 2022's losers and its 2021 losers will become its 2022 winners. I certainly wouldn't expect a second year of 30% total return from National Grid.
The precious metal mining funds were added in the last few months, with the possibility I will use some of the cash to add more soon if there is further weakness.
No major changes are planned for 2022.
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As I have been posting more regularly on the forums this year, I thought I ought to list my portfolio for the curiosity of others.
The portfolio is mostly intended to be low maintenance, long-term-buy-and-hold to allow me a good night's sleep; stock markets could close for five years and I wouldn't fret.
In most years it has very low turnover; a quarter of my holdings have been with me for about two decades (!) and half the portfolio has been with me for about a decade (!).
It is a large, mature portfolio, well into six figures. I began building it about three decades ago.
Current holdings:
9% cash
25% gold bullion
8% precious metal mining funds
6% UK All-share index funds
3% FTSE-250 index funds
6 - 7% (approx) in each of: Glaxo, AstraZeneca, National Grid.
5 - 6% (approx) in each of: SSE, Sainsbury, Imperial Brands.
13% in various assorted other large-cap dividend-paying shares.
Whole-portfolio income yield: 2.1%.
Income shares yield: 4.2%.
During 2021, the portfolio gained 15% including dividends, roughly equalling the FTSE All share index total return.
Morrisons were a large holding and were taken over, and the other top three shareholdings all achieved 20% - 30% gains including dividends, making a significant contribution to performance.
The index funds gained around 14%.
The worst performing holding was gold, down around 3%.
I suspect the portfolio's 2021 winners will become 2022's losers and its 2021 losers will become its 2022 winners. I certainly wouldn't expect a second year of 30% total return from National Grid.
The precious metal mining funds were added in the last few months, with the possibility I will use some of the cash to add more soon if there is further weakness.
No major changes are planned for 2022.
.