Newroad Family Unitised Portfolios - Annual Review
Posted: June 30th, 2022, 7:36 pm
Evening All.
Figures for 2021/2022. To paraphrase Ibsen, a graph paints a thousand words
This reflects the seven sub-portfolios
which are composed of
Though the the lines, with the exception of (7), are only approximate, they are very close in reality due to the similar portfolio construction. Each sub-portfolio from (1) - (6) is within a percent or two of
which expands to
the one exception being the JISA's, which have an MNP addition of a little over 10% as well from one set of grandparents. The HYP currently contains RIO, BATS, LGEN & TW. (with Vodafone being the next cab off the rank to come).
Performance:
Finally, the Log Combined line gives an approximate trend. I'll let the above speak for itself.
Regards, Newroad
Figures for 2021/2022. To paraphrase Ibsen, a graph paints a thousand words
This reflects the seven sub-portfolios
- 1. Newroad ISA
2. Mrs Newroad ISA
3. Master Newroad JISA
4. Miss Newroad JISA
5. Newroad SIPP
6. Mrs Newroad SIPP
7. Newroad and Mrs Newroad Pseudo-HYP experiment
which are composed of
- (1) & (2) combine into the thin light blue line
(3) & (4) combined into the thin pinkish line
(5) & (6) combine into the thin green line
(1), (2), (3), (4), (5) & (6) combine into the thick black line
(7) started during the year (and is the yellow line, labelled IBKR due to the broker)
All started from a £100 unit price
Unitisation occurs taken twice monthly - end of month and approximately mid-month (3rd Wednesday - ii free regular reinvesting day)
Though the the lines, with the exception of (7), are only approximate, they are very close in reality due to the similar portfolio construction. Each sub-portfolio from (1) - (6) is within a percent or two of
- 76% equities, within which 1/2 is a passive global ETF, 1/2 is an active global investment trust
24% bonds, within which 2/3 is a passive global intermediate bond ETF, 1/3 is an active global high yield bond investment trust
which expands to
- 37% passive global ETF (VWRL or VWRP - the latter in the SIPPS to avoid currency conversion charges)
37% active global investment trust (MWY, ATST or FCIT)
16% passive global intermediate bond ETF (VAGP)
8% active global high yield bond investment trust (HDIV or BIPS)
the one exception being the JISA's, which have an MNP addition of a little over 10% as well from one set of grandparents. The HYP currently contains RIO, BATS, LGEN & TW. (with Vodafone being the next cab off the rank to come).
Performance:
- Annual: -7.76%
Peak to Trough: -12.9%
Finally, the Log Combined line gives an approximate trend. I'll let the above speak for itself.
Regards, Newroad