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maintaining NCD

Passion, instruction, buying, care, maintenance and more, any form of vehicle discussion is welcome here
mutantpoodle
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maintaining NCD

#40035

Postby mutantpoodle » March 21st, 2017, 9:20 am

As I understand it you can keep an earnt NCD for 2 years whilst not having insurance.(?)
does anyone know when the 2 years starts?
ie
if i sell my car 9 months into policy year,
that year (presumably) would not qualify,
so does my '2 years' start from the renewal date BEFORE ?

thus in fact meaning I only have 15 months??

I am assuming that current insurer would not send me proof of NCD on the 'short' policy

i hope this is clear!!
TIA

RedSnapper
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Re: maintaining NCD

#40066

Postby RedSnapper » March 21st, 2017, 10:18 am

It's usually full years earned for two years from the end of cover. So if at the last renewal you had 3 years NCD and cancelled the policy half way through the year you'd (usually) have 3 years NCD available from the date the policy was cancelled.


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