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£100k To invest - where would it go?

Investment discussion for beginners. Why you should invest your money, get help getting started
dealtn
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Re: £100k To invest - where would it go?

#474439

Postby dealtn » January 19th, 2022, 1:30 pm

Nen2319 wrote:... what would your portfolio look like??


Not sure what relevance the question is, particularly on "How Do I Invest" (and yes the lack of a ? really annoys me), as that suggests the answer is some kind of guide to assist how someone else would/should do it. I can almost guarantee my attitude to risk and investment will be different to you (or anyone).

However it would likely be invested in a combination of high ROCE companies whose management and history/culture I could evidence and trust, and contrarian plays I would hope to experience large increases in market valuation. I would care only about Total Return. I would only consider (natural) yield as the earnings yield, preferably a cash measured one too.

I would expect that to be invested in 1 -2 companies only, based on what £100k would represent as part of my investment portfolio. If more helpful (but not specifically relevant to me) I would be invested across 10 - 30 companies, so if this £100k represented my entire portfolio, probably 10 companies in this ISA as a compromise between adequate diversification, and reducing the "fees" of investing/trading.

I would expect to lose money on 2-3 of those, perhaps as much as 100%, match the market on 2 - 3, and make significant gains on 2 - 3, maybe multibagging. All depending on the measured time frame of course.

tjh290633
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Re: £100k To invest - where would it go?

#474548

Postby tjh290633 » January 19th, 2022, 7:09 pm

If I was investing £100k today, I would probably select the top 20 shares that I have, ranked by yield, and put £5k in each. These are the shares:

Rank   EPIC   Yield 
1 RIO 12.25%
2 BHP 8.79%
3 IMB 7.97%
4 ADM 7.56%
5 BATS 6.88%
6 VOD 6.35%
7 LGEN 5.95%
8 IGG 5.38%
9 SSE 5.24%
10 TW. 5.16%
11 AV. 4.84%
12 GSK 4.80%
13 NG. 4.53%
14 PHP 4.46%
15 TATE 4.24%
16 UU. 4.05%
17 BA. 4.04%
18 ULVR 4.02%
19 BT.A 3.95%
20 BP. 3.94%


TJH

OldPlodder

Re: £100k To invest - where would it go?

#474639

Postby OldPlodder » January 20th, 2022, 8:27 am

One one our sons had a further £80k to invest. He wanted me to suggest a small basket of mostly ITs to keep for a very long time. He already holds a good slice in Apple, which was my 21st B’day present to him, and he plans to keep.

We settled for the following, which was invested over the past week:

Brunner, Scottish Mortgage, HG Capital and Smithson for ITs, and just one thematic ETF, ISPY. Brunner got more than the others.

With future new funds ( about £14k annually for the time being, plus the little divi flow) he will split them equally between Caledonia and RIT Capital Partners.

This lot should be diversified enough. As he is just into his thirties(32), no need to chase Divis at all.

Plodder

PS I only hold 11 mostly ITs myself, plenty diversified enough imho.


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