AJ Bell Youinvest Lifetime ISA

[ron505]

Hello Folks

Anyone used this and have any feedback?

Looks like good value with the Govt top up.

Thanks

Ron

[hiriskpaul]

I run 3 identical Lifetime ISAs for my daughters. There is not much choice when it comes to Lifetime ISAs and Youinvest have the lowest charges, which is why I chose them. To reduce investment costs you can use a facility called "regular dealing" for £1.50 per trade. Despite the name, regular dealing does not have to be anything of the sort. Just set up a deal under regular dealing and it executes once a month. After it executes, cancel it for following months.

Youinvest has a fairly wide selection of investments to choose from, lacking only in more esoteric areas such as bonds and convertibles, but it is unlikely you would want to invest in these in a Lifetime ISA anyway. I just use ETFs and Youinvest is very good for these.

[BrummieDave]

Me too, exactly same (except for the "regular dealing" idea).

I use same platform and ETFs, and all has been good so far.