stevensfo wrote:So far, I haven't come across a shop that wants my email address, but I would just give them a false one. ..
Steve
DUNELM
'Can I have your email address for the receipt?'
NO, JUST PRINT IT OUT LIKE PRETTY MUCH EVERY OTHER SHOP
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stevensfo wrote:So far, I haven't come across a shop that wants my email address, but I would just give them a false one. ..
Steve
didds wrote:I just presumed that with society becoming increasingly litigacious its just the inevitable next step of covering their bottoms. Not leaving anything open to be accused of not doing.
didds
AleisterCrowley wrote:stevensfo wrote:So far, I haven't come across a shop that wants my email address, but I would just give them a false one. ..
Steve
DUNELM
'Can I have your email address for the receipt?'
NO, JUST PRINT IT OUT LIKE PRETTY MUCH EVERY OTHER SHOP
Arborbridge wrote:Something Steve wrote triggered a thought from 1968 when a friend and his wife asked me to join them on honeymoon. Yes, I thought it strange too, but turned out to be just an innocent request to use up space in a big house.
Arb.
Sunnypad wrote:2 factor authentication for a loyalty card is mad!
JohnB wrote:I don't think its worth jumping through hoops for sites that have 1/10000 of my net worth, or sites that might, horror of horrors, know my credit card number. There are far too many uppity website designers who think their site is worthy of top of the range security, never mind that the consequences of abuse are minimal.
AF62 wrote:JohnB wrote:I don't think its worth jumping through hoops for sites that have 1/10000 of my net worth, or sites that might, horror of horrors, know my credit card number. There are far too many uppity website designers who think their site is worthy of top of the range security, never mind that the consequences of abuse are minimal.
Yes, I mean what could someone possibly do with your credit card details. If the consequences are so minimal, how about posting your card details here and lets see what happens.
Mike4 wrote:AF62 wrote:JohnB wrote:I don't think its worth jumping through hoops for sites that have 1/10000 of my net worth, or sites that might, horror of horrors, know my credit card number. There are far too many uppity website designers who think their site is worthy of top of the range security, never mind that the consequences of abuse are minimal.
Yes, I mean what could someone possibly do with your credit card details. If the consequences are so minimal, how about posting your card details here and lets see what happens.
Probably nothing will happen. For card details to be of any use remotely, the house number and postcode of the address associated with the card is necessary.
XFool wrote:Mike4 wrote:AF62 wrote:Yes, I mean what could someone possibly do with your credit card details. If the consequences are so minimal, how about posting your card details here and lets see what happens.
Probably nothing will happen. For card details to be of any use remotely, the house number and postcode of the address associated with the card is necessary.
Is it? I thought just the last three numbers of the card verification code were enough. At least by phone. (Use card infrequently on net)
Lootman wrote:In my experience the 3-digit security code (and expiry date) is always asked for online or over the phone. The postcode etc. is sometimes asked,
If you think about it there are probably thousands of people who know your credit card details i.e. anyone who has ever accepted a card transaction from you. I have had 2 instance of fraud in 40 years of using credit cards. One of those was when the card was stolen. The other time must have been fraud by someone who had handled my card in a transaction, either in-person or online. Both times the false charges were voided, showing that the banks are really protecting themselves by these measures, and not you and I.
Lootman wrote:XFool wrote:Mike4 wrote:Probably nothing will happen. For card details to be of any use remotely, the house number and postcode of the address associated with the card is necessary.
Is it? I thought just the last three numbers of the card verification code were enough. At least by phone. (Use card infrequently on net)
In my experience the 3-digit security code (and expiry date) is always asked for online or over the phone. The postcode etc. is sometimes asked,
If you think about it there are probably thousands of people who know your credit card details i.e. anyone who has ever accepted a card transaction from you. I have had 2 instance of fraud in 40 years of using credit cards. One of those was when the card was stolen. The other time must have been fraud by someone who had handled my card in a transaction, either in-person or online. Both times the false charges were voided, showing that the banks are really protecting themselves by these measures, and not you and I.
Mike4 wrote:As a card merchant myself I can confirm my copy of the transaction slip of every sale I make captures and prints the full card number and expiry date (but not the 3 digit code) for my later reference should I need it. So in fact I am the weak link - if I went rogue I could put through say £500 on every card I've been paid with over the last few years (not expired, but hundreds of them) and buy myself an Aston Martin or emigrate to Barbados.
Any "card not present" sale I put through requires the house number and postcode digits, but I have captured those deets as I visited the house. I suspect the bank's fraud software would pretty quickly step in having recognised an unusual pattern of transactions on my merchant account though.
I can however refund money to a card using just the card number and 3 digit code IIRC. I also need to swipe my "supervisor card" as an extra layer of security for refunds.
supremetwo wrote:Mike4 wrote:As a card merchant myself I can confirm my copy of the transaction slip of every sale I make captures and prints the full card number and expiry date (but not the 3 digit code) for my later reference should I need it. So in fact I am the weak link - if I went rogue I could put through say £500 on every card I've been paid with over the last few years (not expired, but hundreds of them) and buy myself an Aston Martin or emigrate to Barbados.
Any "card not present" sale I put through requires the house number and postcode digits, but I have captured those deets as I visited the house. I suspect the bank's fraud software would pretty quickly step in having recognised an unusual pattern of transactions on my merchant account though.
I can however refund money to a card using just the card number and 3 digit code IIRC. I also need to swipe my "supervisor card" as an extra layer of security for refunds.
My issue is unreliable mobile signal so that texts of the login code may not arrive.
Some providers offer a landline or email alternative but some do not.
How do you put through a mobile payment if there is an unreliable mobile signal?
Sunnypad wrote:Not sure how that relates to giving an email address for a light bulb?
.
AF62 wrote:Sunnypad wrote:2 factor authentication for a loyalty card is mad!
Is it?
On numerous occasions Tesco have been blamed by people when their Clubcard reward points have vanished, with some people having hundreds of pounds of points disappearing. Each time it has transpired that the issue has been those people reusing passwords across multiple websites and one of the others has been hacked.
Sure you can tell people not to reuse passwords, but some people will continue to do so and the only way to protect those people is to put another piece of protection in place, aka 2FA.
XFool wrote:Lootman wrote:If you think about it there are probably thousands of people who know your credit card details i.e. anyone who has ever accepted a card transaction from you. I have had 2 instance of fraud in 40 years of using credit cards. One of those was when the card was stolen. The other time must have been fraud by someone who had handled my card in a transaction, either in-person or online. Both times the false charges were voided, showing that the banks are really protecting themselves by these measures, and not you and I.
AFAIK, I've never yet had an example of CC fraud. (Hope I don't live to regret saying that!).
XFool wrote:BTW. After being sent that nice new PINsentry card reader by Barcaycard (MFA), I have never yet been asked to use it for its intended purpose. It still seems like a watered down version of 'Verified by Visa' online. So far I've only ever used it to log on to my non Barclay bank account. Typical!
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