https://www.dailymail.co.uk/money/inves ... demic.html
Jolly sensible. No HYP nonsense for them.
![Twisted Evil :twisted:](./images/smilies/icon_twisted.gif)
Discuss.
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XFool wrote:I saw that too. As usual, it raised more questions than answers:
Were the "returns" total returns or capital returns? (Were the older investors taking an income?)
If the younger investors were investing more in "growth" shares (makes sense) and the older investors more in "income" shares, what is the significance of the result?
moorfield wrote:Young investors are more inclined to opt for investment trusts over individual stocks.
https://www.dailymail.co.uk/money/inves ... demic.html
Jolly sensible. No HYP nonsense for them.![]()
Discuss.
AleisterCrowley wrote:better off with cheap index trackersPah! Harrumph!
kempiejon wrote:The DM doesn't get my click were those high yield choices?
moorfield wrote:
What is interesting I thought mentioned is the age demographic of individual stock pickers, which I hazard is by and large similar to that of LF and chimes with one of my own suspicions:
HYP is an old man's hobby.
Itsallaguess wrote:
I think it's got more to do with the evolution of investment options since that older generation took an interest, and I remain convinced that many of that older generation might have made different decisions were they to have had some of the alternative options that are available today...
moorfield wrote:
: HYP is an old man's hobby.
Padders72 wrote:I've always considered Pyadic HYP to be way too over restrictive and thus it proved to be. When the crunch came, putting all your eggs into one single asset class, single market, single index basket proved not the best plan.
Dod101 wrote:
Not this old man's. I am I suppose primarily an income investor but certainly not HYP.
moorfield wrote:Padders72 wrote:I've always considered Pyadic HYP to be way too over restrictive and thus it proved to be. When the crunch came, putting all your eggs into one single asset class, single market, single index basket proved not the best plan.
I agree with your first sentence, but not the second. I think investing in UK equities for a retirement income is sound, but not the ideas of "never sell" or "strategic ignorance" . Portfolio adjustment is needed from time to time imo. How and when one does that could probably fill up a forum all of its own ...
moorfield wrote:Dod101 wrote:
Not this old man's. I am I suppose primarily an income investor but certainly not HYP.
I guess you must post on HYP-P then because you are now contemplating taking a HYP approach to investing?
Room for improvement.Dod101 wrote:I occasionally post on the HYP Board but usually because I do not check which Board the post that I am interested in is on.
csearle wrote:Maybe I'm missing something here but (admittedly with hindsight) investment trusts can have a particular advantage over individual share holdings during a dividend-cutting pandemic because the trust manager can maintain the dividend, and therefore a semblance of normality, by selling off the underlying assets to keep the investment looking good. So for a finite amount of time they can weather such a storm and appear to be immune.
Whether these young investors saw this in advance and beat their older competitors I do not know.
Chris
Dod101 wrote:If young people are investing in ITs I am quite surprised because they are not the most dynamic of investments. Maybe like my grandchildren, they have inherited ITs from earlier bare trusts and so have not really 'opted for them' at all.
Dod
Urbandreamer wrote:Dod101 wrote:If young people are investing in ITs I am quite surprised because they are not the most dynamic of investments. Maybe like my grandchildren, they have inherited ITs from earlier bare trusts and so have not really 'opted for them' at all.
Dod
Err, Dod were you aware that a new IT heading for the moon, well at least in to space, is attempting to launch tomorrow?
"Seraphim Space Investment Trust"
I confess that when younger I invested in a investment trust aiming to trade options for profit. It didn't work out well.
However I do question your assumption about IT's. Given that I know you hold SMT, not known for being boring.
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