The following is my SIPP portfolio.
I'm hoping to start collecting the dividends as income in a couple of years.
I'd appreciate any opinions on its composition.
It is solely intended to generate income (current yield is 6.5% due to the negative valuation).
What else should I consider adding?
Code: Select all
Ticker % Description
API 7.6 Commercial Property
CLI 5.0 Commercial Property
HDIV 9.1 Global Income
HFEL 9.1 Far East High Yield
IUKD 33.3 FTSE 350 Divs
RGL 8.4 Commercial Property
VUKE 12.2 FTSE 100
VHYL 9.2 World High Yield
VFEM 6.1 Emerging Markets
The portfolio is currently down 16% (mainly IUKD, API & RGL).
I dumped HMCH (at a 30% loss) to switch to CLI (just last week).
I estimate that 37% is non-UK.
It has been put together over a few years.
I overbought IUKD when it was high - sigh.
I have held oil and gold in the past - I have made a few mistakes along the way.
I changed strategy after the pension reforms.
Many Thanks in Advance, Mark